Shkendije Himaj is an executive-level financing and banking expert with 20 years of experience leading economic and financial initiatives in Kosova. She currently serves as Diversified Finance Lead at USAID Investment Promotion and Access to Finance Activity. She previously oversaw, managed major initiatives and reforms concerning the Financial Sector at the Central Bank of the Republic of Kosova. Her expertise is on providing technical guidance on most pressing issues through developing new banking products and services. She has a PhD on Economics from University of Ljubljana.